(CNN) -- Young adults are in less debt than they were a decade ago, but that's not a good thing.
Adults under 35 have more student loan debt and less exposure to credit card, car and home loans.
Researchers say that's a troubling sign for the economy.
Debt levels in young adults dropped nearly 14-percent between 2001 and 2010, according to the Pew Research Center.
In comparison, debt levels for those 35 and older rose 63-percent in that same period.
Most young adults are broke and therefore have no interest in taking on a mortgage or car loan.
Experts blame the decline on the weak job market.
Unemployment for young adults was more than two percentage points higher than their older peers in 2010 and 2011.