(WHAS11)-Our Consumer Watch this week comes from a man who had to dig into his own pocket after his mother’s condo was damaged in the August flood.
David Wilson blames the Louisville Housing Authority. He says they mismanaged his loan and failed to pay the insurance even though he has consistently paid them.
Wilson told WHAS11’s Andy Treinen that you can mess with him, but don’t mess with his mother.
After the August flood that left the condo under water, mold had taken over. Wilson knew he had to get his mother out of the home for health reasons so he called her insurance company to explore their options.
The company that had insured the condo since 1993 said they hadn’t received a payment since October of 2008. Wilson says no one at the Louisville Housing Authority will tell him why.
Andy took the problem to the Housing Authority and spoke with Tim Berry who said that Wilson’s mother is current on her payments.
“I don’t know what happened and it’s unfortunate. It’s terribly unfortunate, but had we gotten a bill we would have sent them a check because we’ve been doing it for the last 15 years,” Berry says.
Berry says someone in Wilson’s family, and not the insurance company, has always sent them the bill, but that it hasn’t happened since 2008.
But David Wilson says he’s hand delivered payment himself for at least 6 years and he has never forwarded an insurance bill.
“She’s talking to me like I’m crazy. I said, honey, I said, this is my momma. She don’t have insurance. Well, we don’t take care of that. Everybody’s passing the buck,” says Wilson.
Fed up, and despite a healthy escrow account, Wilson purchased his own police for his mother last week. He paid Kentucky Farm Bureau $350 for one year of coverage.
Tim Berry will seek reimbursement for that new policy for Wilson since he does have the escrow account.
Wilson said he is contacting a lawyer to try to recover the cost of the flood and temporary housing costs his mother incurred for nearly two months.
