Louisville, Ky. (WHAS11)- If you set off fireworks and cause damage your insurance may not cover it.
If you live in an area where burn bans are in place this could be an issue.
The Indiana Insurance Commissioner says many insurance policies deny coverage for illegal acts committed by the person insured.
But if your neighbor damages your property while setting off fireworks you may still be able to collect.
Several Indiana counties have declared emergencies that ban fireworks because of the dry conditions.